Services
Services
To Place an Order, Please click here:
(https://bpia.wufoo.com/forms/order-form-rngxg4h1ugzdoj/)
Core Service: Full Chain-of-Title Analysis & Investigation (Foreclosure Defense)
| Service Component | Deliverables & Inclusions | Purpose / Client Benefit |
|---|---|---|
| 1. Title & Document Audit | Retrieval and review of deeds, assignments, substitutions, and notices of sale from county land records. | Establishes a complete documentary history of the property chain to identify defects, breaks, or missing transfers. |
| 2. Court & Bankruptcy Record Examination | Collection and analysis of foreclosure complaints, eviction actions, and related bankruptcy filings. | Determines procedural irregularities, party standing issues, and overlapping or conflicting claims. |
| 3. Securitization & Trust Research | Review of SEC filings, Pooling & Servicing Agreements (PSAs), investor reports, and related trust documentation. | Identifies improper or non-existent transfers into claimed mortgage-backed securities and confirms derecognition events. |
| 4. Discovery & Servicer File Review | Evaluation of discovery materials, loan modification records, and servicer correspondence (if available at time of retention). | Cross-checks internal servicing data and public filings to uncover inconsistencies or evidence of false creditor claims. |
| 5. Expert Findings & Work Product | Comprehensive written report and/or sworn affidavit or declaration by William J. Paatalo. | Produces admissible expert evidence suitable for use in litigation, mediation, or administrative enforcement. |
| 6. Litigation Support (Optional Add-On) | Consultation and record authentication for attorney use in pleadings, motions, or trial testimony. | Ensures evidentiary integrity and expert availability for cross-examination or judicial notice. |
| 7. Fee Schedule | Flat Fee: $2,500 (all-inclusive) | One-time investigative engagement including research, report, and expert declaration if applicable. |
Administrative Notice Support (Optional Add-On or Standalone)
A structured, record-building process to force verification, surface defects, and create leverage.
| Service Component | Deliverables & Inclusions | Purpose / Client Benefit |
|---|---|---|
| 1. Comprehensive Investigative Review | Title history, recorded assignments, trustee filings, and MERS registry analysis. | Establishes a factual record of chain-of-title defects, phantom lien activity, and derecognition indicators. |
| 2. Preliminary Expert Declaration | Sworn declaration summarizing findings for inclusion with the first administrative demand. | Provides third-party professional credibility—demonstrates that findings are independently verified, not speculative or “internet-sourced.” |
| 3. Administrative Notice Series (3 Notices) | Drafts of the Notice of Inquiry, Opportunity to Cure, and Final Affidavit of Default with evidence exhibits. | Forms the legal foundation for UCC-compliant due process and creates a public record of unrebutted notice. |
| 4. Affidavit / Declaration of Non-Response (for Land Records) | Preparation for recording in county land records, including cover sheets, indexing instructions, and notary jurat. | Creates judicially noticeable evidence that the administrative record stands unrebutted. |
| 5. Response Review & Follow-Up Notices | Examination of any responses from servicers, trustees, or agents; preparation of rebuttals or secondary notices if required. | Ensures completeness and procedural fairness before recordation and Treasury filings. |
| 6. Litigation / Bankruptcy Add-On | Comprehensive declaration tailored for pending litigation or bankruptcy, incorporating the full administrative process record. | Converts administrative findings into admissible expert evidence for court use; valuable in quiet title, wrongful foreclosure, or adversary proceedings. |
| 7. Fee Schedule: | Flat Fee $3,500.00 (All Inclusive) |
Strategic aim: Establish a durable evidentiary record of non-verification and potential derecognition (removal of the debt from the creditor’s books), supporting quiet title, estoppel defenses, and regulatory complaints.
Expert Witness Services
Court-tested expertise in mortgage securitization, chain-of-title, derecognition, and servicing practices.
- Testimony / Depositions / Hearings: $400/hour
- Preparation & case conferences tied to testimony: $400/hour
- Travel time: $50 hour (wheels-up to wheels down travel time on bookend travel days)
- Travel expenses: Business Class Airfare, hotel, meals, ground transportation, parking—paid upfront (at cost)
Advance Testifying Policy (Non-Refundable):
To secure an appearance date, full payment for all anticipated testifying services and travel costs is due 10 calendar days before the testimony or trial date. This payment is non-refundable.
Reason: Reserving the date requires us to hold the calendar and decline other matters. If a last-minute settlement, continuance, or cancellation occurs, the reserved capacity and preparation time cannot be reallocated; the fee compensates for this opportunity cost and case-specific readiness.
Litigation Support & Ongoing Consultation
Research, strategy, exhibit curation, discovery review, and attorney coordination.
- Rate: $175/hour
Payment Methods
PayPal • Venmo • Zelle • Direct Bank Wire (wire instructions available upon request)
To Place an Order, Please click here:
(https://bpia.wufoo.com/forms/order-form-rngxg4h1ugzdoj/)
Disclaimer
Nothing on this website—or provided in any consultation, report, affidavit, or document—constitutes legal advice. All clients should consult licensed counsel to evaluate legal rights, claims, and defenses. BP Investigative Agency does not offer foreclosure rescue, loan modification, or settlement services. Our role is strictly investigative and forensic, in support of transparency and accountability.
Licensed, bonded, and insured. Investigations proudly conducted since 2009.
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