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The Borrower as Bait: ...

Follow-up to “How Your Mortgage Became a Wall Street Security Without Your Knowledge” – May 20, 2025 By William J. Paatalo – Private Investigator | ORPSID #49411 | bill.bpia@gmail.com Disclaimer: The following article is for informational and educational purposes...

Are the Courts Sanctio...

In today’s foreclosure and debt enforcement landscape, what we are witnessing may not be justice—it may instead reflect the institutional legitimization of systemic financial fraud. Increasingly, the judicial system is being positioned—perhaps unknowingly—as a mechanism...

Government Contracts a...

  (Note to readers: Due to time restraints, submitted comments / posts to my articles are not moderated or returned. For requests for services or information, please email me at bill.bpia@gmail.com. Thank you!)  Introduction In the years since Neil Garfield first...

When Consumer Protecti...

For decades, statutes like the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and the Fair Debt Collection Practices Act (FDCPA) were touted as the backbone of consumer protection in the lending and mortgage markets. Yet today, in the era of...

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