When Consumer Protecti...
For decades, statutes like the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and the Fair Debt Collection Practices Act (FDCPA) were touted as the backbone of consumer protection in the lending and mortgage markets. Yet today, in the era of...
A Quiet Warning to the...
This article is not meant as a threat, but as an appeal—a final opportunity for those participating in the foreclosure and securitization machinery to examine their roles, their conscience, and their future. Whether you are a robo-signer, a robo-witness, a servicer...
What We Knew Then, Wha...
This article expounds upon the abstract titled “How Your Mortgage Became a Wall Street Security Without Your Knowledge,” published on May 20th, 2025. Introduction When Neil Garfield submitted his affidavit in the Farina case (U.S. Bankruptcy Court, District of...
Garfield’s Foreclosure...
This article expands upon the investigative findings and conclusions published in the May 20, 2025 abstract titled “How Your Mortgage Became a Wall Street Security Without Your Knowledge,” by the same author. It delves deeper into the deceptive modification practices...
- Was Countrywide The Real "Lender," Or Merely An "Agent" For The Lender? More Deception Regarding "America's Wholesale Lender." (10)
- "Washington Mutual Bank, F.A." and "Washington Mutual Bank" Were Used For Different Purposes....Primarily Fraud. (8)
- Beware! The “LSF9 Master Participation Trust” Is Operating As A Secret-Agent. (7)
- Time To Challange Those Trustee's Deeds (4)
- “Phantom Lenders” - Don’t Be Afraid. They Don’t Exist Anymore! (4)
- Bank of New York Mellon VP Makes Startling Email Admission (3)
- When The Judge Asks, “Where’s The Harm?”
- New Technology Could Debunk So-Called “Original Notes”
- Lehman Brothers RMBS Claim Protocol Reveals The Likely Theft Of 89,526 Homes
- “Automated Affidavit Verifications” And “Lost Note” Reproductions. For Bank Vendors, It’s Standard Business Practice
- Proof That Fraud Is Required To Foreclose Non-Judicially On WaMu Securitized Loans
- BREAKING NEWS! Dr. James Kelley Joins BPIA as “Computer Generated Forgery Expert.”
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