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Why the Administrative...

For years, homeowners and their counsel have filed discovery requests, subpoenas, and motions to compel in foreclosure and debt collection cases — all seeking the same elusive answer: Who is the creditor? Show us the books. Show us the accounting trail. And for years, the...

Deregulation Without O...

When Congress repealed the Glass-Steagall Act in 1999 through the Gramm-Leach-Bliley Act, it removed a foundational barrier between commercial banks and investment houses. This shift didn’t just change the structure of Wall Street — it opened the floodgates for an...

What the Repeal of Gla...

By William Paatalo – Private Investigator / Expert witness – bill.bpia@gmail.com Many Americans have heard of the Glass-Steagall Act, but few understand how its repeal laid the foundation for the housing collapse, securitization fraud, and the foreclosure crisis that...

TILA Rescission Meets ...

By William J. Paatalo Mortgage Fraud Investigator | Expert Witness | Homeowner bill.bpia@gmail.com Recently, when I exercised my right to rescind under the Truth in Lending Act (TILA), I did so knowing full well that the law was on my side. I complied with every statutory...

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