If WaMu Admits To Destroying The Chain Of Title, How Can Chase Retroactively Correct?

A common fact pattern I see when investigating loans that were alleged to have been securitized by Washington Mutual Bank, is that the WaMu entities admit to the investors that the chain of title was deliberately going to be destroyed, and that the perfection of the trust’s interests in the Notes and...

Common Sense Is Common Sense, Even When It’s The Minority Who See It That Way

We need more Judges like Rubin, J. Here is his dissenting opinion: IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA SECOND APPELLATE DISTRICT DIVISION EIGHT JEFFRY PENG et al., Plaintiffs and Appellants, v. CHASE HOME FINANCE LLC et al., Defendants and Respondents. APPEAL from a judgment of the Superior...

Was Countrywide The Real “Lender,” Or Merely An “Agent” For The Lender? More Deception Regarding “America’s Wholesale Lender.”

Over the last few years, I have conducted many investigations involving the “America’s Wholesale Lender” and “Countrywide” fact pattern. Though these cases have many similarities, no two cases are exactly alike. Such is the case in a recent investigation involving these entities in North...

Follow-Up To Wells Fargo Post – Per The New York Post

http://nypost.com/2014/03/12/wells-fargo-made-up-on-demand-foreclosure-papers-plan-court-filing-charges/

Confidential Wells Fargo Attorney Foreclosure Manual Tells All – Endorsements & Allonges Executed After Foreclosure Process Begins

Big Hat Tip To Deontos for sharing this important and all telling document. http://eleveneleven.pbworks.com/w/file/fetch/51459456/foreclosure_attorney_procedure_manual.pdf The following excerpts from the “Wells Fargo Home Mortgage Attorney Procedure Manual” reveal what we’ve been...

Some Things Never Change. The Game Of Lender “Hide And Go Seek” Continues.

I saw this spam email today, and I thought it is worth commenting on. I have been pointing out in hundreds of investigations over the past few years, that the use of MERS and “table-funders” on the original mortgages /deeds of trust were inherently predatory under “Reg-Z.” Table...