“You Promised”: Debunking the Most Abused Argument in Foreclosure Law

Disclaimer: This article is not legal advice. Please consult licensed legal counsel for guidance specific to your situation. Introduction: The Weaponization of a Signature In countless foreclosure proceedings, when a borrower raises legitimate challenges to chain of title, derecognition, or fraudulent...

The Lehman Collapse and the Myth of the Mortgage Loan Asset: A Deep Dive for Homeowners and Litigants

Introduction Since 2008, the foreclosure crisis has produced a flood of litigation, settlements, and administrative rulemakings. But one of the most telling omissions in the narrative is this: where are the assets? Specifically, if securitized mortgage loans were real, enforceable assets, why didn’t...

Don’t Miss! Foreclosure Wars 2.0 – Orlando, Florida October 18–19, 2025 | Homewood Suites by Hilton – Orlando Airport

I am honored to be joining Dave Krieger (author of Clouded Titles and host of The Krieger Files radio show) as a featured speaker at the upcoming Foreclosure Wars 2.0 seminar in Orlando, Florida. This two-day event is designed for: Homeowners fighting foreclosure Attorneys, paralegals, and...

Bombshell MERS Admission Collapses 15+ Years of Foreclosure Authority

DISCLAIMER: The following article is for informational and investigative purposes only. It is not intended to be—and should not be construed as—legal advice. Readers are strongly encouraged to consult with qualified legal counsel to evaluate how this information may apply to their specific...

Exhuming the Truth: How the $17 Billion Mortgage Settlement Concealed Massive Derecognition Fraud

By: William Paatalo – Private Investigator / Expert Witness – bill.bpia@gmail.com Disclaimer: This article is intended for educational and informational purposes only. It is not legal advice. Please consult legal counsel before taking any action based on the contents herein. I. Introduction:...

America’s Mortgage Market: Built on Fake IDs

By: William Paatalo – Private Investigator / Expert Witness – bill.bpia@gmail.com What if the entire lending system was just a big masquerade—everyone showing up in costume, pretending to be someone they’re not?Imagine walking into a government office and every official behind the desk is...