“You Promised”: Debunking the Most Abused Argument in Foreclosure Law

Disclaimer: This article is not legal advice. Please consult licensed legal counsel for guidance specific to your situation. Introduction: The Weaponization of a Signature In countless foreclosure proceedings, when a borrower raises legitimate challenges to chain of title, derecognition, or fraudulent...

The Lehman Collapse and the Myth of the Mortgage Loan Asset: A Deep Dive for Homeowners and Litigants

Introduction Since 2008, the foreclosure crisis has produced a flood of litigation, settlements, and administrative rulemakings. But one of the most telling omissions in the narrative is this: where are the assets? Specifically, if securitized mortgage loans were real, enforceable assets, why didn’t...