Modification Hell: The Illusion of Relief, The Reality of Entrapment

This article expands upon the investigative findings and conclusions published in the May 20, 2025 abstract titled “How Your Mortgage Became a Wall Street Security Without Your Knowledge,” by the same author. It delves deeper into the deceptive modification practices that emerged during and after...

Abstract: How Your Mortgage Became a Wall Street Security Without Your Knowledge

How Your Mortgage Became a Wall Street Security Without Your Knowledge, by William Paatalo is a foundational resource for understanding systemic irregularities in mortgage lending and securitization. Rather than include the full text here, I have provided a synopsis below, with the full PDF available for...